I settled a case with GEICO. They send me – personally – a Hold Harmless and Indemnification Agreement holding them harmless from any claims for medical liens, medical bills, and pretty much any claim that could be brought of any kind before they will send out a settlement check. My…
Articles Posted in Insurance Companies
Property Damage Claims Releases
Before a client executes a release or signs a check for a property damage claim, I want to review the release if they have a potential personal injury claim from the accident. Particularly in uninsured motorist cases, but this paranoia extends to every type of accident case. Why? I don’t…
GEICO Claim Adjuster: My Fun Call Today
I have a serious injury case with GEICO. Unfortunately, GEICO only has a $100,000/$300,000 policy and no underinsured coverage (and no evidence the defendant has meaningful assets). GEICO did the right thing and offered the policy. It is a shame, but that is the way it is in many traffic…
Claims Against Baltimore City
I was planning on writing a rant about dealing with adjusters in claims against Baltimore City. Instead, I’m just going to cut and paste some notes we have taken in our efforts to resolve this car accident claim. No liability dispute, everyone agrees a huge truck owned by the City…
Insurance Bad Faith Average Verdicts
A punitive damage award for an insurance company’s bad faith? It is a foreign concept for Maryland lawyers. But not for much of the rest of the country. A recent Jury Verdict Research study found that over the last twelve years, 32% of bad faith verdicts throughout the country led…
Maryland Jury Trial Threshold Increased
As expected, Maryland voters overwhelmingly rubber-stamp approved by a two-to-one margin a constitutional amendment to increase the damages threshold for civil jury lawsuits from $10,000 to $15,000. What does this mean? Any case pled in District Court in Maryland for more than $10,000 can be “bumped up” to a jury…
Allstate Colossus Settlement
Allstate has agreed to pay New York $1.2 million as part of a $10 million regulatory settlement involving Colossus, its infamous computer software that values personal injury auto accident claims. Under attack was Allstate’s use of Colossus, a software program Allstate and many other insurance companies use to determine the…
Pitcher Gets Verdict for Bad Pitcher’s Mound
There is a verdict in Metro Verdicts Monthly in Prince George’s County that I’m amazed has received no media coverage. The Plaintiff, a 17-year-old baseball pitcher, received a $52,703 verdict for the right arm fracture he suffered while throwing a pitch in a baseball game. Two questions come to mind:…
My Mediation Article with Judge Gordy
Yesterday, the Maryland Daily Record published the first of a three-part series I wrote with retired Judge Clifton J. Gordy (now a mediator and arbitrator) on mediation in serious personal injury and wrongful death claims. The article is for both plaintiff and defense lawyers looking to make mediations as productive…
MAIF
The Maryland Daily Record has an interesting article today on the Maryland Automobile Insurance Fund (MAIF). For out-of-state readers, MAIF is a unique animal: a state-run insurance company for drivers that cannot get car insurance from private insurers. Most states deal with this problem by forcing private insurance companies to…