Articles Posted in Auto Accidents

I disagree with many of the philosophical views presented at Point of Law and Overlawyered. Then why do I read both blogs every day? Because they are informative, well-presented posts that make me occasionally question my own views. I hope to have you as a reader of the Maryland Injury Law Center and I hope my blog does for you what Point of Law and Overlawyered does for me.

Insurance companies hate being named in an uninsured motorist case. Why? Because unlike most car accident trials, if the jury knows an insurance company is paying the damages, jurors become less concerned that the defendant is footing the bill themselves. Jurors intuitively expect there is insurance available to cover car insurance trialthe verdict, but they are never sure. Frequently, I have had jurors ask me after the trial if the defendant has to pay the verdict. “That nice Mr. Smith does not have to pay this personally, does he?”

In Maryland, the law is clear that in a straight uninsured motorist case without the tort defendant taking part in the trial, the insurance company may be named. The definitive case on this is King v. State Farm. In that case, a pedestrian Plaintiff appealed an unsatisfactory jury verdict in Baltimore City in an underinsured motorist case where the tort defendant had offered their policy limits (the verdict was less than the underlying policy). The Maryland Court of Special Appeals reversed because the trial judge did not allow the Plaintiff to identify the fact that the defendant was an insurance company.

One of the hardest decisions an accident lawyer has to make is whether to take a case with fatal or catastrophic injuries where there is a significant dispute in liability – typically he said/she said.

Nothing you read in this blog post will make that decision for you. In these cases, most of the ballgame is witness credibility and the intricate details of how the accident happened (which, parenthetically, I think most juries get right). But it does not hurt accident lawyers to inform this case-specific decision-making process with a bit of data.

witness credibility accident
Jury Verdict Research this month published data on the success rates in turning car accident cases, defined as vehicle accidents between parties traveling on the same road in either the same direction or opposite directions. These are the recovery probabilities by type of turning case:

Nora Freeman Engstrom writes an amazing article for the Georgetown Journal of Legal Ethics titled Run-of-the-Mill Justice. She writes about settlement mill law firms, writing with a 60 Minutes investigative journalism style that names names, calling out a few law firms she has labeled as settlement mill firms. Engstrom characterizes these firms as “characterized by their high claim volume, aggressive advertising, significant delegation to non-attorneys, entrepreneurial focus, and quick resolution of claims, typically without initiation of suit.”

There are about 10 different facets of the article I find interesting. I found of particular interest the idea that settlement mills create a “one size fits all” (my words, not hers) kind of justice. Under this system, individualized pain and suffering does not exist for settlement purposes.

car accident settlementWhat matters for car accident settlement purposes in non-serious injury cases is the amount of the medical bills, what the injuries are, and how much damage they did to the vehicles. Plaintiffs’ car accident lawyers have blamed this on a paradigm shift in the thinking of insurance companies in the 90s, This article argues, convincingly, that many plaintiffs’ lawyers are unindicted co-conspirators in this system.

The Maryland Court of Special Appeals decided Romero v. Brenes yesterday. This case involved a single-car accident that killed both passenger and driver. A Montgomery County trial court granted the Defendant’s attorney’s motion for judgment at the close of the passenger’s wrongful death case because the trial judge found that the evidence did not establish that the negligence of the driver was a proximate cause of the fatal crash.

Defendant’s argument was essentially “hey, no one saw this accident so no one knows what happened.” Most of the Maryland Court of Special Appeals found a jury could have found that the unexplained loss of control by the driver and the driver’s excessive speed was the proximate cause of this fatal car accident. Continue reading

The Baltimore Sun has written another story (link since removed) about the tragic death of a young woman who was a junior at Johns Hopkins and was killed by a drunk driver who has had nine previous drunk driving convictions.

I’m avoiding writing about this topic because I really could not think of anything meaningful to add. We all get it. The drunk driver is the bad guy. The young woman who was killed had tons of potential that will never be filled on this Earth. Our judicial system let us down. We all get it. Do we need yet another lawyer with a blog post restating the manifestly obvious?

But why did our judicial system let us down? The laws we have are a function of political pressure we give to our politicians. Why do we allow people with nine drunk driving convictions to stay out of jail? Maryland law let us down more than the judicial system in this case.

How many people in Maryland do you think have over three drunk driving convictions? Take a guess. I’ll provide the answer after the jump to give you a chance to think about it.

Continue reading

After putting my kids to bed last night, I looked at Gregg Easterbrook’s Tuesday Morning Quarterback before going to bed. Easterbrook writes on a lot of different topics such as human happiness (an interesting-sounding book I’ve never read), global warming, science, space, theology, and so forth.  So his column during the NFL season is full of digressions about topics unrelated to football. Continue reading

pedestrian accident opinion

Note: This is an older post that was updated in October 2019

The Maryland Court of Appeals decided Abrishamian v. Barbely, a pedestrian accident appeal from Montgomery County after a jury awarded only half of the client’s special damages (medical bills and lost wages) and gave $0.00 for pain and suffering. The Plaintiff loses this appeal and it is not a close call. The court, however, discusses some interesting law is of interest to the Maryland accident lawyer.

The first issue is no issue at all. The plaintiff’s lawyer asked the judge to recuse himself because the judge’s brother represented the defendant 17 years ago and someone else with the same last name as the Defendant ten years ago. I’d love to know how the Plaintiff’s lawyer learned this and I’d also be curious why he would seek recusal for such an attenuated connection. Had the court gone the other way, it would have really brought havoc to the justice system in Mayberry. Would they have to transfer every case to Mount Pilot?   Anyway, we have a legitimate sample motion to recuse on our website if you are interested.

(Brief intermission: one of the great unsolved mysteries of my childhood was the distance from Mayberry to Mount Pilot. Someone once said a four-hour drive, but Barney Fife said it was 12 miles. Barney was not the most credible person but 12 miles is specific and he had no reason to exaggerate, given the context. I just don’t know. In an unrelated story, I may have watched too much television as a child. Let’s just get back to this case.)

The second issue is far more interesting. Defendant’s doctor was asked on cross whether he had a copy of the Plaintiff’s medical insurance card. Plaintiff’s lawyer objected before an answer could be given, and the judge sustained the objection. Plaintiff’s lawyer argued the trial judge should have granted a mistrial because the question violated collateral source rule. This is a long-shot argument—a mistrial is not out of the question if the question was inappropriate, but it is a Dr. Sam Beckett quantum leap from that to a mistrial as a matter of law. (The court also noted that a question may not be “evidence” subject to the collateral source rule.) Continue reading

On Friday, the Maryland Court of Special Appeals reversed a $3 million jury verdict in Cecil County v. Dorman. That statement over-magnifies the ruling. The jury verdict of $3 million is misleading because Maryland’s Local Government Tort Claim Act limited the actual verdict to $200,000. But the legal issues presented in the case interest Maryland accident attorneys who are looking for creative solutions to limited insurance coverage in catastrophic accident cases. This case closed down one potential defendant: the utility pole that has been there forever should not have been there when my client hit it.

The case involved a motorcycle accident that occurred near the intersection of Nottingham Road and Pulaski Highway (Route 40). Plaintiff suffered severe injuries that required the amputation of his right leg. The defendant driver’s negligence was not in serious question, but claims were maintained against Verizon and Delmarva Power and Light Company regarding the location of the utility pole that Plaintiff had hit, which had exacerbated Plaintiff’s injuries. Plaintiff’s lawyer argued that the location of the pole was unsafe. Plaintiff’s accident lawyer further argued that is Cecil County’s duty to maintain its roadways in good repair and free from hazards or defects was ongoing so the fact that the pole had been put in 40 years ago was no defense. There is a duty imposed on Cecil County when a utility pole is in such proximity to the road that it was an “accident waiting to happen.” Continue reading

The Maryland Court of Special Appeals in a 2-1 decision today affirmed a Frederick County trial court’s grant of summary judgment to Erie Insurance in an underinsured motorist lawsuit.

The nutshell: State Farm paid its $100,000 liability policy in a serious injury car accident case. Plaintiff sought payment under his $250,000 uninsured/underinsured motorist policy with Erie Insurance. Erie claimed that it was entitled to a workers’ compensation setoff of $246,305.66, representing the workers’ compensation benefits the car accident victim received because he was working at the time of the accident. The Plaintiff claimed the setoff should be $27,396.28 because this was the amount of the workers’ compensation lien. Continue reading

Warren Buffett’s Berkshire Hathaway took a bath this year. But in Buffett’s annual letter to shareholders, he seems pumped about how GEICO is faring in the car insurance market. Buffett noted that under GEICO chief executive Tony Nicely, GEICO did its part to keep Berkshire Hathaway profitable, increasing GEICO’s market share to 7.7% of the auto insurance market last year (over 19% in Maryland). Buffett makes clear in his report that he is bullish on GEICO:

As we view GEICO’s current opportunities, Tony and I feel like two hungry mosquitoes in a nudist camp. Juicy targets are everywhere.

This is a funny quote but, then again, everything sounds a little funnier when coming from a billionaire.

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