Ron Miller is an attorney who focuses on serious injury and wrongful death cases involving motor vehicle collisions, medical malpractice, and products and premises liability. If you are looking for a Maryland personal injury attorney for your case, call him today at 800-553-8082.

The Maryland Court of Special Appeals had occasion this month to consider what makes up a resident relative for uninsured motorist coverage in Mundey v. Erie Insurance Group. Here, The Maryland intermediate appellate court found a Prince George’s County man who had been living with his grandmother in Waldorf, Maryland (Charles County) for almost a year not to be a resident relative of his parents who lived in Lusby, Maryland and therefore his parents’ uninsured motorist coverage with Erie Insurance could not apply to his auto accident.

The Plaintiff, who the Court noted was not a full-time student, lived with his grandparents for the 11 months preceding the auto accident. During that time, the Plaintiff visited his parents’ home approximately four to six times, spending the night on Thanksgiving and Christmas. On these holidays, Plaintiff slept on an extra bed in his younger brother’s room because they had converted his bedroom for other uses after he left. Erie Insurance’s accident lawyers argued that under these facts, the jury should not deem the Plaintiff a resident relative and could not recover from Erie Insurance for his personal injuries from his auto accident under his parents’ uninsured motorist policy. Plaintiff’s personal injury lawyer, Waldorf attorney Michael J. Schreyer, contended that “resident,” as defined in Erie Insurance’s policy, limits the statutorily required uninsured/underinsured motorist coverage and makes up an impermissible exclusion from coverage, thus violating the public policy goals of Md. Code Ann., Ins. § 19-509.

Uninsured-Resident-Relative-768x1024
The Maryland Court of Special Appeals disagreed with Plaintiff’s attorney, ruling that Plaintiff was not a “resident” of his parents’ Lusby home as defined by their insurance contract with Erie Insurance. The court reasoned that according to the policy, the Plaintiff would be a resident only if he physically lived in his parents’ household, is under the age of 24, and attends school full-time. Writing for the court, Judge J. Frederick Sharer found that the “undisputed evidence before the court established that the appellant failed to meet either definition of ‘resident’ because he did not physically live in his parents’ home and did not attend college.”

Psychologist David Ball has published a second edition of his book on damages called, appropriately, Damages.  The book costs $85 (only $35 in 2017). The first edition was a similar price, felt, and looked like a thin, big print paperback. But looks are deceiving in this case. The book is excellent, offering insight based on systematic research on how jurors decide damages. Dr. Ball discusses juror motivations for awarding money, why some jurors are reluctant to award compensation, and specific strategies to enhance damages for voir dire (which does not really apply in Maryland), opening, direct and cross-examination, and closing.

I heard Dr. Ball speak last year at the Maryland Trial Lawyers Association convention. He was impressive. Like me, he believes in juries and realizes they are far smarter than most personal injury lawyers believe they are. Dr. Ball does not give you information to “trick” the jury because he knows juries almost rarely fall for such artifices. Instead, Dr. Ball looks at some of their motivations for not giving fair compensation and how to overcome those obstacles.

Reptile

drunk driving victims memorialNewsday reported on Sunday that a young victim killed in a drunk driving accident, seventeen-year-old Donny Ray Harris Jr., will be the first drunken driving victim in the state of Georgia remembered with an official highway marker, erected under recent state law governor Sonny Perdue signed just 13 days before the fatal car crash. Georgia is among a growing number of states that give official status to landmarks of fatal drunk driving accidents. The markers will be put up for five years and will read “In Memory Of,” followed by the accident victim’s name and “DUI Victim.”

This is something I wish Maryland would adopt. All drunk-driving-related injuries and deaths are preventable. Sure, as long as there are alcohol and cars, trucks, and motorcycles, there will be drunk driving deaths. Some people could watch videos all day long of the horrors of drunk driving accidents, still drink a six-pack, and blithely jump behind the wheel. But there are many drunk driving fatalities caused by otherwise decent people doing an awful thing. These are the people that education – reminders of the tragedy a single drunk driving mistake can mean to them, their families, and their innocent victims – can change behaviors and save lives and human suffering.  When they see video footage of cars were in fatal accidents like we talk about below and roadside memorials, they will consider how awful the consequences can be.

Updating this blog post in 2017, not every agrees.  There has been a push in some communities to ban any roadside memorials. Some states, including  Colorado, Indiana, Montana, North Carolina, North Dakota, Oregon, and Wisconsin have an outright ban on these memorials. Some people believe they distract drivers and some are offended by religious symbols on public highways (highlighted by the new 4th Circuit opinion on the Peace Cross). I just think the more we think about the effects of distracted, drugged, and dangerous driving, the more lives we can safe. We lose a stadium full of Americans every year in car accidents. Anything we can reasonably do to lower that number, I’m in favor of exploring.

fatal traffic light accident
The Baltimore Sun reported the implementation of an ordered procedural change for a nonfunctioning traffic light after two teenagers were killed in an auto accident in Columbia, Maryland. Howard County police are now requiring officers to stay at nonfunctioning signals until they are fixed or until a stop sign or another temporary device is taken to the scene. Howard County is also testing a battery backup system for traffic lights to control the danger of faulty traffic lights.

This was an awful tragedy. If the county made a mistake in either failing to maintain the light or in taking the proper precautions after the light malfunctions in this case or a similar case, they may be amenable to suit. The courts addressed this issue in Montgomery County v. Voorhees, 86 Md. App. 294 (1991). Here, Montgomery County’s attorneys argued that it was immune from suit stemming from an auto accident at Route 29 and Fairland Road under the doctrine of sovereign immunity, and even if it was not immune from suit, the planning, designing, and timing of the traffic light was not the proximate cause of the accident. The Court of Special Appeals found that operating traffic lights was a governmental act not covered by sovereign immunity and that a reasonable jury could have concluded, as it did, Montgomery County was the sole proximate cause of the accident. Unfortunately, a bit of quick research that I did on this issue shows that Florida courts appear to disagree, finding that even when a municipality is negligent in disabling or failing to repair a traffic light, there was no liability even in the absence of negligence by the driver.

Is there a potential wrongful death lawsuit against Howard County based on these facts?  I think we have to know more about the facts of the case and what the officers at the scene knew.

The Wall Street Journal reported yesterday that plaintiff’s attorney Marc Bern sued Random House in U.S. District Court in Manhattan alleging that his clients purchased James Frey’s now-famous “A Million Little Pieces.” Plaintiff’s attorney stated that they based the claim for failure “to conduct a reasonable investigation or inquiry regarding the truthfulness or accuracy” of the material. Bern said he will seek a mere $50 million in damages, presumably for the “pain and suffering” of reading a book they thought was non fiction. (This case eventually settled, and some people got their money back on the books.  There were no pain and suffering damages.  And the lawyers probably made a lot of money off a weak case.)

Why Am I Writing About This on a Personal Injury Blog?

million little pieces fraud
My feeling is that this claim is worth about fifty cents on its best day and lawsuits like these do personal injury victims and their attorneys a disservice. They feed into a wave of popular anger over lawsuits, leading people to believe that recoveries for this type of “tort” are commonplace when they are not.

The Baltimore Sun reported this week that Baltimore County judge sentenced a man to three years in prison for crashing through a concrete barrier last January on the Baltimore Beltway and killing a construction worker described as a hardworking man who had taken overtime shifts on the Beltway project to earn extra money.drunk driver punishment

The drunk driver, a 29-year-old Towson resident who drove off after the crash, received a sentence of six years in prison but the courts would suspend three years of the term. They also required him to serve 18 months of probation and pay $670 in fines and fees.

We are not criminal lawyers, but I have had several cases representing victims who died in car accidents at the hands of drunk drivers. What I found surprising is that the prosecutor who handled the case, a representative of Mothers Against Drunk Driving available for comment after the verdict, and the victim’s coworkers were all pleased with what they considered a tough sentence for first-time offenders convicted of vehicular manslaughter. Nancy Kelly, a Maryland public policy liaison with MADD, was quoted as saying that “What you usually see in Baltimore County is everything suspended but 18 months, so they usually serve less than a year.” This is a tough issue for everyone involved.

The burden is on the plaintiff in Maryland in an uninsured or underinsured motorist claim to prove that the negligent car, truck, or motorcycle was uninsured or underinsured. The attorney’s inability to establish a lack of insurance is fatal to an uninsured motorist claim. Some jurisdictions, such as Texas, realize how difficult it is to prove that an automobile is not insured and shifts the burden of proof to the insurance company. See Tex. Ins. Code. Ann. art. 5.06–1(7).  It is sometimes very hard, as they say, to prove a negative.

uninsured motorist law

New Maryland Uninsured Motorist Law

While not as accident victim-friendly as Texas, there is a bill pending in the Maryland General Assembly that would make the hard job of proving a negative a great deal easier. House Bill 1162 would enable plaintiffs bringing uninsured motorist claims to prove that the negligent driver was uninsured by one of two methods:

A Prince George’s County undercover narcotics police officer who shot and killed an unarmed college student, who he chased from Prince George’s County, Maryland to Fairfax County, Virginia, was held responsible for his wrongful death yesterday by a jury that awarded $3.7 million to the family of the man who was killed.

police brutality pg county
Terrell N. Roberts III, the personal injury attorney for the victim’s family, noted after the verdict that neither the state of Virginia nor the Justice Department filed charges against the officer, nor did Prince George’s County police find any wrongdoing by the officer. Yet a Prince George’s County jury looking at the same facts found differently.

These types of claims are nothing new in Prince George’s County, who paid $4.6 million in jury verdicts and out-of-court settlements in lawsuits in 2004. In the last 5 years, not including this verdict, the county paid $16.3 million in jury awards and settlements alleging excessive force or other forms of misconduct or negligence by P.G. County police officers.

Maryland Attorney General J. Joseph Curran announced this week the guilty pleas of three sisters indicted in a scheme to defraud the Maryland Automobile Insurance Fund (MAIF) of over $65,000. MAIF said that more could have been stolen but “paper records” from before 1994 have been destroyed.

The sisters schemed to fraudulently add additional personal injury plaintiffs to actual Maryland auto accident claims and then write settlement checks to phantom injury plaintiffs with names close to the MAIF employee’s sisters and their family members. After about ten years, MAIF got wise to the fraud.

The Maryland Daily Record follows up on an interesting story that I first saw in Washington Post editorial back in August. Unlike the U.S. Supreme Court, Maryland Court of Appeals judges have a mandatory retirement age of 70. Three judges – Dale R. Cathell, Irma S. Raker, and Alan M. Wilner – will retire during the next governor’s term. This means that approximately 43% of the court will change by the next governor. [2017 Note: these judges left, but they never left. They still sit on the court as frequent replacements, probably something I should have considered more when I wrote this.  Oh, to be a young court watcher!]

Also, unlike the Supreme Court, the Maryland Court of Appeals has been free of vitriolic ideological warfare that has long defined the Supreme Court in the modern era. This is probably because the issues a state court faces rarely radiate core political beliefs and values the way Supreme Court decisions so often do.

maryland court of appeals
Still, it is impossible to deny that judges nominated by either Baltimore City Mayor Martin O’Malley, or Montgomery County Executive Douglas M. Duncan will select judges expected to be more likely (I’m trying hard to qualify this statement, as you can see) to choose personal injury victims over insurance companies than judges selected by Governor Robert L. Ehrlich Jr.

Contact Information